Finance apps for families
The best finance apps for families (Germany, 2026):
For an overview:
• Finanzguru: connects all bank accounts, categorises spending automatically, finds unnecessary contracts. Free (basic) / €2.99/month (Plus)
• Outbank: multibanking app – all accounts in one app. €3.99/month
• MoneyMoney (Mac): the best banking software for Apple users
For budgeting:
• YNAB (You Need A Budget): the best budget app in the world. Proactive instead of reactive. $15/month (expensive, but extremely effective)
• 1Money: simple household budget book, free
For children:
• Bling: pocket money app with card, savings pot, tasks. From €2.99/month
• Revolut Junior: children's card + app. Part of the Revolut subscription
• SaveFoxy: financial education for the whole family – free!
For the tax return:
• WISO Steuer: €30, the most comprehensive app
• Taxfix: €40, the easiest to use
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