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Finance apps for families

Digitalab 5 J.
The best apps for family finances: Finanzguru (track spending), YNAB (budget), Outbank (multibanking), Bling (children's account). Plus: SaveFoxy for financial education.

The best finance apps for families (Germany, 2026):

For an overview:

• Finanzguru: connects all bank accounts, categorises spending automatically, finds unnecessary contracts. Free (basic) / €2.99/month (Plus)
• Outbank: multibanking app – all accounts in one app. €3.99/month
• MoneyMoney (Mac): the best banking software for Apple users

For budgeting:

• YNAB (You Need A Budget): the best budget app in the world. Proactive instead of reactive. $15/month (expensive, but extremely effective)
• 1Money: simple household budget book, free

For children:

• Bling: pocket money app with card, savings pot, tasks. From €2.99/month
• Revolut Junior: children's card + app. Part of the Revolut subscription
• SaveFoxy: financial education for the whole family – free!

For the tax return:

• WISO Steuer: €30, the most comprehensive app
• Taxfix: €40, the easiest to use

Did you know? The most popular feature of finance apps: automatic categorisation of all expenses. You can see immediately where your money goes.
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