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Contactless payment
Digitalab 5 J.
Paying via NFC: hold your card or phone to the terminal – done. Up to €50 without a PIN, above that with a PIN. Just as secure as normal card payments.
Contactless payment uses NFC technology (Near Field Communication). You briefly hold your bank card or smartphone to the terminal – the payment takes less than 1 second.
Security:
✅ Up to €50 without a PIN (max. 5 transactions in a row, then a PIN is requested)
✅ Data is transmitted in encrypted form
✅ The card must be within max. 4 cm of the terminal – accidental payment is practically impossible
✅ Just as secure as a chip payment with PIN
Prevalence (2026): over 85% of all card payments in Germany are now contactless. Especially popular with younger shoppers.
Did you know? The COVID pandemic massively accelerated contactless payments in Germany: in 2019 only 35% of card payments were contactless, in 2024 more than 85%.
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