Parental allowance (Elterngeld)
Elterngeld (parental allowance) supports parents in Germany who work less or not at all after the birth. It replaces part of the lost income.
Amount: 65–67% of net income before the birth. At least €300, at most €1,800 per month. Low earners (under €1,240 net) receive up to 100%.
Duration:
• Basic parental allowance: 12 months for one parent + 2 partner months = max. 14 months
• ElterngeldPlus: twice the duration, half the amount – ideal for part-time work alongside childcare
Tax class trick: switch to tax class III 7+ months before maternity leave (for married couples). This increases net income and thus the parental allowance by €200–400/month.
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